tag:blogger.com,1999:blog-71545280540262731152011-10-29T03:19:20.469-07:00<b>Experienced, Savvy and Sensible</b><br><i>Building Trust for Life<br></i>SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comBlogger341100tag:blogger.com,1999:blog-7154528054026273115.post-7276085214621750802010-12-20T22:10:00.000-08:002010-12-21T00:06:41.745-08:00

Peace on Earth - Wishing everyone a Happy Holiday Season...My cousin sent me a beautiful Christmas wish: Die Vier Kerzen - The Four Candles The First Candle said; "I am the Peace, no one can handle. My Light, I believe will be extinguished." The flame grew smaller until it went out.The Second Candle said; "I am the Trust, I am the easiest to offend, therefore it makes no sense to continue to give

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-73047020113619054182010-11-14T01:12:00.000-08:002010-11-14T01:12:05.739-08:00

Ich bin kein Mayonnaise... Klick KLACK!Das Macht - Klick Klack Wenn Du Frage ueber San Francisco Real Estate hast... Ich bin keine Mayonaise... KLICK klack

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-62205452466319519812010-09-14T22:53:00.000-07:002010-09-14T23:54:02.433-07:00

SOMA Lifestyle Loft - Views of SOMA at your feet!Come home to 638 Minna Street -A top floor corner with a commanding South East SOMA view The first floor makes for a perfect master suite, studio or office. The main floor lends itself to Grand SOMA entertaining with its well planned kitchen; granite counter tops and stainless appliances.A mezzanine floor offers another master suite with views of

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-33933424892951069212010-08-16T08:21:00.000-07:002010-08-17T11:11:34.780-07:00

So How Long is Short Sale?This is a question I keep hearing from potential buyers and seller who stare at me in disbelief... Especially at the beginning of the process.Our 4150 17th Street #22 listing became a short sale as a result of this week's price reduction. It has a few more complications including HOA assessements which will make this a bit more complex. Over the past weekend we've faxed

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-20725213031348967572010-04-23T21:15:00.001-07:002010-04-23T22:29:50.099-07:00

This day a hundred years ago - no truer words then and now..."It is not the critic who counts: not the man who points out how the strong man stumbles or where the doer of deeds could have done better. The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood, who strives valiantly, who errs and comes up short again and again, because there is no

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-62625782183624320372010-03-30T23:32:00.000-07:002010-04-22T19:28:43.044-07:00

8300 Oceanview #202, San Francisco, CA 941322 Br 2 Ba Condo w/ Parking 1071 sq ft = $325,000 - BPO in place and lender moving forward...On the way back from Stockton today, my business partner Oliver Burgelman and I talked all the way home about the new SFR designation (Short Sale and Foreclosure Resource.) A completely new NAR (National Association of Realtors) designation program, sponsored by

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-35021429613704541662010-03-21T23:48:00.000-07:002010-03-21T23:54:08.019-07:00

Award Winning South Beach Condo PropertySouth East Facing Views of San Francisco Bay Bridge and Beyond* 2 Bedroom* 2 Bathroom* Chef's Kitchen with Gas Range and View Window over the Sink* Patio/Balcony - South East Facing* Wood Floors* Exquisite Finishes* 1306 Sq Ft per Tax RecordsCheck out www.301Bryant.net

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-17338422318417078632010-03-16T23:19:00.000-07:002010-03-16T23:24:04.409-07:00

Press Release - Gossip - Buzz - San Francisco Real Estate4015 21st StreetA Classic worthy of Dwell Magazine - but too late - already sold!We received many inquiries and our Seller is pleased upon receipt of many offers. This rare and exquisite example of Western Architecture - Redefined by William Wilson Wurster, AIA. (Built and completed over 50 years ago and recently updated by Craig Steely

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-62500757844558926342009-11-21T13:37:00.000-08:002009-12-03T07:42:39.205-08:00

Nöel Valley’s Annual Holiday Block Party! San Francisco’s Noe Valley holds it’s annual holiday event, the Noel Stroll on Saturday, December 5, 2009.Noe Valley's 24th and Church Streets unique mix of boutiques, gift shops, restaurants and cafe's will be hosting a blissful late afternoon and early evening of holiday events to help you get all your shopping done. Enjoy local carolers, special

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-43239234003014336632009-11-13T21:51:00.000-08:002009-11-13T22:01:36.594-08:00

The other day I received this question in my mailbox...To which my answer is clearly - Why yes of course you can buy a house in San Francisco with an FHA loan!Point yourself in the direction of your 'favorite' bank with whom you already have a relationship. If you don't really have a 'favorite' bank then search out a good mortgage broker, I have several names I'd be happy to send you without

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-91389534639703278972009-10-12T22:26:00.000-07:002009-10-12T22:28:38.596-07:00

Reduced to Luxury at $400/sq ft. 638 Minna Street, #8 A SOMA Value! $649,000- Top Floor- 3 Skylights- 2 Bedroom- 2 1/2 Bath- Chef's Kitchen- Maple Flooring- In-Unit Laundry- 1,622 sq ft per Tax Records- 1 Car Parking and Storage- Shared Roof DeckCentral SOMA and steps from the architectural award winning new Federal Building, Orpheum Theater, Civic Center, BART and many fine restaurants. A

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-61292392011275735722009-10-03T10:15:00.001-07:002009-10-03T10:34:16.922-07:00

* - * - * - * - * - * - *As the HVCC comes knock knock knocking on your door there may be something a LISTING AGENT can do to protect the value of their client's property!You may find an excerpt from this CAR Magazine article of interest.--------------------------------------->>Qualify the appraiser. Guy Rivera, a senior loan officer with Pacific Riviera Mortgage in Santa Barbara, says REALTORS®

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-44268111501081651142009-09-19T16:20:00.000-07:002009-09-19T16:35:48.392-07:00

Hayes Valley Victorian Elegance...Downtown Views, Polished Wood Floors, Remodeled Kitchen & Baths- All Coming Soon... Imagine your very own San Francisco Victorian Flat set amongst a whole row of Victorians, looking across to City Hall's grand renovated dome. Enjoy the closeness to everything - You can walk everywhere and yet up the stairs away from it all you'll find this beautifully

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-38322727073045821442009-09-19T16:06:00.000-07:002009-09-19T16:19:38.516-07:00

Barrel Fronted Marina Style Home * * * In Contract After 5 Days - Let us Help You find Yours! * * *This beautiful barrel fronted Marina style home exemplifies 1920’s detailing. The living room features a woodburning fireplace, built ins and western light! A formal dining room and huge eat-in kicthen with skylights. Hardwood floors and plenty of closets throughout. Parking for two or

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-8429527601305028032009-08-22T20:42:00.000-07:002009-08-22T21:18:31.401-07:00

GOT JUNK? -- Don't know what to do? Call the Bulk Item Pick Up Program (BIC)To Schedule Collection Service, Call:Sunset Scavenger Company: (415) 330-1300- or -Golden Gate Disposal & Recycling Company: (415) 626-4000The phone number should also be on your garbage/scavenger/trash bill-or-You are just a click away: San Francisco RecyclingIf you call, please tell the customer service representative

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-71404857677949060572009-08-09T21:47:00.001-07:002009-08-10T07:34:34.736-07:00

$749,000 Craftsman - NW Bernal Hill Home - 2 Br / 1 Ba w/ Parking & More...Views of Noe Valley and Twin Peaks abound from this Craftsman home. You'll find original gumwood finishes, California brick fireplace, built-in bookshelves and polished wood floors. A formal dining and kitchen complete the floor. Steps up a find a full bath with much of the original detailing intact and two ample bedrooms

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-42267736820170976762009-08-08T10:04:00.000-07:002009-08-09T21:18:47.041-07:00

A few hours ago a client asked:"Have the prices on Single Family Homes in the Noe Valley or Potrero Hill been falling?When do we think it will bottom out?"Two loaded questions...My response: So many people enjoy reading tea leaves and try to gaze into the future to predict the market. We all know a stopped clock is correct twice a day. By the time the media tells us the market has bottomed prices

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-17262009760896341962009-05-16T20:10:00.000-07:002009-10-12T22:26:34.034-07:00

Reduced to Luxury at $400/sq ft. 638 Minna Street, #8 A SOMA Value! $649,000- Top Floor- 3 Skylights- 2 Bedroom- 2 1/2 Bath- Chef's Kitchen- Maple Flooring- In-Unit Laundry- 1,622 sq ft per Tax Records- 1 Car Parking and Storage- Shared Roof DeckCentral SOMA and steps from the architectural award winning new Federal Building, Orpheum Theater, Civic Center, BART and many fine restaurants. A

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-23498721901402031622009-04-10T16:29:00.000-07:002009-05-16T20:40:24.028-07:00

Rarely Available Noe Valley Corner View UnitsTIC Prices:$550,000 - 1498 Noe: 2 Br 1 Ba Top (Vacant)$530,000 - 1496 Noe: 2 Br 1 Ba Middle (Vacant /or/ Projected Market Rent *)$415,000 - 1494 Noe: 1 Br 1 Ba Lower (Vacant /or/ Projected Market Rent *)Whole Building Price: $1,495,000- 3 Car Garaged Parking- Top Floor w/Humongous Attic- Laundry w/ Each Unit- Large Corner Lot- Decorative Fireplaces-

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-26244625908124883662009-04-05T08:01:00.000-07:002009-04-05T08:16:02.102-07:00

If you have the time this Sunday, you can preview this FABULOUS home off Alamo Square. Steps away the postcard view of the seven most famous Victorian sisters of San Francisco... My colleague, Bonnie Spindler of Zephyr Real Estate has listed this gracious home for $3,390,000 home off Alamo Square.924 Grove Street is a significant property with over 4,400 sq ft** of amenities. The dramatic

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-56834383154431163902009-02-26T14:07:00.000-08:002009-02-26T14:31:15.324-08:00

We've all heard the stimulus packet has been signed and the loan limit for high cost areas (like the SF Bay Area) will go up, but the question is when? So I asked a mortgage broker friend of mine what's going to happen now. Her response was when three conditions are met...I quipped back before she could finish:A. When hell freezes over.B. When ice is served in hell.C. When ice cream doesn't melt

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-37924741480126357482009-02-05T22:23:00.000-08:002009-02-05T22:51:18.461-08:00

Victorian Condo in the Castro $649,0002 Bedroom, 1 Bath, Fireplace, 1 Car Parking (Leased in Building)Click to the website for more details at: http://www.238hartford.com/See the MILK trailer link on the list of links... What a movie!Check out the slide show: SF Stylish Living in the CastroNOT a TIC - Best % Interest Rates %available with your good credit!• 2 Bedroom• 1 Bath• Living Room w/

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-67306982063883062682009-01-15T07:35:00.000-08:002009-01-15T22:22:44.789-08:00

Amazing Downtown San Francisco Views $509,0001 Bedroom, 1 Bath, Fireplace, 1 Car Parking, Elevatorwww.655corbettavenue.com/NOT a TIC - FHA Loan capable - Best %% Interest Rates %% available with your good credit!• 1 Bedroom• 1 Bath• Living Room w/ Fireplace• Updated Appliances• Storage• Laundry convenient to unit• 1 Car Parking• Steps from transit• HOA $347.56 per month• 619 Sq Ft per Tax Records

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-66971278306875789982008-12-21T15:09:00.000-08:002008-12-22T05:04:19.229-08:00

Now may be a good time to refinance, interest rates have dropped significantly enough to make it worth your while to look into! It may be a good time to look into buying or trading up now.Interest rates are down and prices have slid to make ownership of this slice of heaven we call San Francisco more affordable than ever before.San Francisco is filled with unique homes and differences apparent

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-82350937597447045262008-12-06T08:56:00.000-08:002008-12-06T11:29:35.789-08:00

Nöel Valley’s Third Annual Holiday Block Party! San Francisco’s Noe Valley holds it’s 3rd annual holiday event, the Noel Stroll on Saturday, December 13, 2008 from 5 pm-9 pm.24th and Church Streets unique mix of boutiques, gift shops, restaurants and cafe's will be staying open late, hosting an enjoyable evening of festive libations and special in-store promotions. Enjoy strolling local carolers

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-9976127361024431692008-11-22T13:54:00.000-08:002008-12-10T08:19:39.598-08:00

Villa North Beach Condo* Best North Beach Unit for Price and Location! *Experience North Beach at it’s finest! This beautiful condominium situated on Chestnut Street between Mason and Columbus offers a sharp 2 Bedroom 2 Bath home featuring an open floor plan with woodburning fireplace, euro style kitchen, in-unit washer/dryer, parking, storage and elevator! Shared roof deck w/ BBQ & sensational

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-88192523705686209882008-11-10T11:26:00.000-08:002008-11-10T11:45:02.787-08:00

Do Lowered Loan Limits = Higher Interest Rates? - Ask an Expert SeriesIs it true the conforming loan limits are going to be reduced soon?Signed, Confused Borrower.We asked Margaret Ashwell, Senior Loan Consultant of Guarantee Mortgage.Margaret has been in the mortgage brokering business for many years funding millions of dollars worth of San Francisco property.Dear Confused Borrow,The increased

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-59649076186147372112008-10-26T07:59:00.000-07:002008-10-26T08:09:06.549-07:00

Pride of Ownership - In the Same Family for over Fifty Years!• 3 Bedrooms• 2 Bathrooms• Remodeled Kitchen• Granite Counters• Stainless Appliances• Woodburning Fireplace• Hardwood Floors• Deck• Back Yard• 1-Car Parking• 1179 Square Feet per Tax Records• Year Built 1950 per Tax RecordsAcross from Walter Haas Park this home exemplifies pride of home ownership. The quality is evident from crown

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-41979325727352924922008-10-12T08:04:00.000-07:002008-10-12T08:10:42.144-07:00

Twin Peaks – Rare Corner End Unit with Panoramic 180 degree Views –Atop Twin Peaks where the views are forever…1 Br – 1 Ba – Fireplace – Eat in Kitchen 2 Car Parking, Storage $479,000 Where can you find affordable San Francisco home-ownership without the complications of a TIC purchase? Look no further! The Mirasol in Twin Peaks has it all: architectural floor-plans for spacious/modern living,

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-84722585071172940722008-10-12T07:44:00.000-07:002008-10-12T08:00:13.056-07:00

One of our clients posed this question in an email the other day:"I'm looking to buy soon, should I lock my rate now?"Signed Wondering What to Do Next.We asked Sue Florence, Senior Loan Consultant of Guarantee Mortgage.Sue is FHA certified and has been in the mortgage brokering business for many years funding millions of dollars worth of San Francisco property.Dear Wondering What to Do Next,You

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-38164656346646173152008-09-12T09:04:00.000-07:002008-11-22T13:27:44.222-08:00

South of Market Loft w/ Outdoor Space!This beautiful loft features outdoor space you can enjoy! Come home to high ceilings, hardwood floors and a chef's kitchen. The tall south facing windows capture the sun. The patio takes your eye to the lush black bamboo planted against an industrial backdrop of corrugated steel and concrete. Upstairs find a full size bedroom with excellent space for all your

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-38341021368600670462008-07-19T09:04:00.000-07:002008-07-28T16:00:07.867-07:00

Looking for that next project? This Inner Mission Contractor's Special might be right for you! A true fixer upper needing some TLC. Plenty of potential for upside. Upstairs: 3 BR/1 BA unit rented at $500/mos.Main Level: 1 Studio Vacant / 2 BR/1BA Vacant1 car garage w/ partial basement. $35,105 pest report by Diverse Inspection. Fantastic location in the sunny and warm Mission District. Only 1/2

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-6289615447822322582008-07-19T08:50:00.000-07:002008-07-28T16:00:52.364-07:00

Pacific Heights Condominium w/ Wraparound PatioEnter this lovely home across from Lafayette Park in prestigious Pacific Heights. Enjoy the privacy a rear corner end unit offers with a deeded wrap around patio. The living & dining room each open to the patio through dual french doors.Freshly painted and ready for you to arrive! Two full size bedrooms open onto the patio for morning coffee. Ample

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.comtag:blogger.com,1999:blog-7154528054026273115.post-91777935168560656062008-07-06T12:50:00.000-07:002008-07-06T17:19:05.462-07:00

316 Rutledge, San FranciscoEnter this renovated home to experience some of Bernal Heights finest downtown views. Chef's kitchen with granite countertops and stainless appliances. Formal dining room to entertain and a big view living room to relax. Entry level bed and bath. Upstairs find a flexible office / bedroom. Downstairs, two large suites. Lower level au pair? Views from every level! Loads

SFMikehttp://www.blogger.com/profile/14338286738337173180noreply@blogger.com